KBC Group’s second Corporate Social Responsibility (CSR) Report is now available in English at www.kbc.com/social_responsibility in PDF or HTML format. The report focuses on KBC’s CSR performance in the areas of corporate governance, business ethics, employee practices, environmental stewardship and community activities for the full 2005 calendar year. The scope has now been extended to include KBC’s operations in both Belgium and Central and Eastern Europe, the two home markets, representing over 70% of gross income and staff. Moreover, the report has been assured for the first time by Ernst & Young.

Specifically, it is structured in accordance with the 2002 Global Reporting Initiative guidelines and the key performance indicators are presented in consolidated form for both 2004 and 2005 to increase transparency and enable comparability. It additionally highlights individual initiatives taken at KBC in Belgium and at one or more of the Central and Eastern European units. KBC aims to continue to extend future reporting coverage to its operations in Western Europe and other parts of the world.

KBC is an integrated multi-channel bancassurance group, catering mainly for retail customers, small and medium-sized enterprises and private banking clientele. Geographically, KBC focuses on Belgium and Central Europe – its two home markets – for its retail bancassurance and asset management businesses, as well as for the provision of services to business customers. The group is also active in a selection of other countries in Europe in private banking and the provision of services to businesses. Elsewhere around the world, the group has established a presence in selected countries and regions. KBC seeks to become an efficient bancassurer with a strong affinity for its customers, while ensuring that its employees are looked after. It also strives to identify with the various communities it serves by adhering to socially responsible business practices in keeping with the standards of the relevant countries.

Visit www.CorporateRegister.com to access this publication together with a further 11,500 CSR reports.